I don’t understand company’s that are out here advertising that it is okay to carry miniumum coverage. This may help them gain business and may trick the consumer in thinking they are getting a good deal. When in fact they are just getting a raw deal! Higher limits of liability helps you protect your assests and all that you worked hard to obtain. They can also protect your future assests. Don’t fall for the trick! I understand that times are hard right now. But I would never advertise nor promote minimum coverage. Why pay for something that will not pay out enough when you have an accident! Accidents are in fact just that an accident. You can not forsee an accident happening ,but why not be adequately protecting in the event an accident occurs? As an insurance agent my duty is advise the consumer effectively. What is the world coming to?
Michelle Jackson-Brown 
That’s what I love about the way you do business Michelle! It’s like these crazy commercials that tell the consumer, just tell me how much you want to spend and we’ll make it happen. Where in the world does that make sense? I believe with all my heart those of us that “do the right thing” for the client not only sleep better, but after an accident or loss, our clients can too! At the time of a loss is where the rubber meets the road. Way to go for telling it like it is. You are a credit to your industry.
Thanks Nina!!! You said a mouthful yourself. I don’t understand these commercials nor the integrity of these company’s. Its like they are preying on the consumers and making us agents with integrity look bad. What ever happened to the days that we as agents look after the customer? Not just out to get their money. I want what’s best for my customers, not just their money. Like you said, ” I like to be able to sleep peacefully at night.” Thanks for all of your support.